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Richard A Fogel, P.C
389 Cedar Ave. Islip, NY 516.721.7161

Recent Blog Posts

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Who is an Insured Under a Commercial General Liability (CGL) Policy?

By Richard A. Fogel |

When it comes to Commercial General Liability (CGL) insurance policies, a critical threshold question often arises regarding who is an insured under a CGL policy. Understanding the answer to this question and related issues is pivotal in the context of insurance law, as it directly influences the extent to which a party may be… Read More »

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What Are the Types of Commercial General Liability (CGL)?

By Richard A. Fogel |

In the modern business landscape, a commercial general liability (CGL) policy is crucial to mitigate the potential risks that businesses face every day. When insurance disputes arise (or preferably long before), understanding the different types of CGL policies is essential. As a leading NY law firm in commercial liability coverage disputes throughout New York… Read More »

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What Every New York Landlord Should Know About Lead Paint

By Richard A. Fogel |

Lead-based paint, commonly used in homes before 1978, may cause significant health issues, especially in children. Even small amounts of lead poisoning can result in allegations in lawsuits alleging developmental delays and neurological damage to children. New York City implemented stringent regulations regarding lead paint in rental properties. In New York State outside the… Read More »

Pet Exclusions

New York Homeowners Insurance and Recent Limitations on Pet Exclusions

By Richard A. Fogel |

New York Homeowners Insurance and Recent Limitations on Pet Exclusions The New York legislature recently passed several bills affecting whether and how providers of homeowners insurance can address pet ownership in their policies. Specifically, Governor Hochul signed a law limiting the right of insurance companies to refuse or adjust policies based on a policyholder’s… Read More »

A staircase leading to the last floor of a dilapidated building.

New York Court Significantly Narrows Lead Paint Potential Liability for Landlord

By Richard A. Fogel |

In a recent Kings County Supreme Court case, the allegations of lead paint poisoning date back to 2010. From 2010-2012, the plaintiffs resided at an apartment owned and managed by several non-parties to the case. The apartment had already been subject to several lead paint violations before the plaintiffs moved in, and the previous… Read More »

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New York’s Expanding PFAS Bans

By Richard A. Fogel |

Poly- and perfluoroalkyl (PFAS) chemicals have become the new hot-button environmental contamination issue. Also known as “forever chemicals” because they degrade very slowly, PFAS have been connected to a number of alleged health risks. PFAS have been used for decades to manufacture everything from clothing to non-stick cookware. We previously discussed the rise in… Read More »

fruit smoothies

Smoothie Company Faces Massive Class Action Alleging PFAS Contamination

By Richard A. Fogel |

One of the country’s largest providers of fruit smoothies has been hit with a putative class action in a New York federal court, alleging that the company’s products contain toxic PFAS chemicals. The proposed class action is just one of an ever-expanding list of cases concerning so-called “forever chemicals,” a trend that is likely… Read More »

STD test blood analysis collection tube selected by technician. Serial number is random, labels and document are fictitious and created by the photographer.

Missouri Supreme Court Overturns STD Judgment Against GEICO

By Richard A. Fogel |

An incredibly unusual insurance claim gained media attention last year: A woman filed a multi-million-dollar insurance claim with GEICO after contracting a sexually transmitted disease in a GEICO-insured car. The astounding part was that she won at trial, and GEICO was told to pay. The Missouri Supreme Court recently reversed that decision and restored… Read More »

lead paint on brick

Dealing With Penalties and Fees for “Immediately Hazardous” Lead-Based Paint Violations in New York

By Richard A. Fogel |

New York City Local Law 1 requires owners of multiple dwelling properties (e.g., apartment buildings) to take preventative measures related to lead-based paint. This mandate applies to all multiple dwellings built before 1960, as well as those erected between 1960 and 1977 where the owner has actual knowledge of the presence of lead-based paint…. Read More »

Robert Kennedy Justice Department Building Washington DC

Private and AG-Led PFAS Lawsuits on the Rise as States Pressure Senate to Pass PFAS Legislation

By Richard A. Fogel |

The latest wave of environmental contamination and toxic tort lawsuits targets so-called “forever chemicals”–poly- and perfluoroalkyl (PFAS) chemicals that persist in the environment and carry alleged health risks. These chemicals have been present in a wide range of consumer products since the 1940s, showing up in everything from textiles to Teflon, waterproof clothing, and… Read More »

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389 Cedar Ave.

Islip, NY 11751

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